Friday, September 3, 2010

How to Cancel a Discover Credit Card




Since its introduction in 1985, the Discover Card has become one of the largest U.S. credit card companies, according to the company itself, over 50 million card members. However, it can be a time when a card to become a member in order to close their Discover Card account. Just pay off the balance does not necessarily close all credit card accounts, including a Discover Card.

Collect all necessary documents and accessories. You will in any case, you need your account number and probably need other information, for reasons of security, such as your billing address, the last load (or a periodic change) on your card, the 3-digit security code on the back of your card and / or Name your mother's maiden name. Once this information is collected and easy to handle your call more efficiently.
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If you have not paid the balance on your Discover Card in full, be prepared to do this before your account or can be completely closed. In some cases, an electronic transfer for the client and the balance is sufficient, but the Customer Service Representative can tell you, the specifics in your case.
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Find the Customer Service number on the back of your card. If you do not have your credit card, Discover the general customer service number is 1-800-DISCOVER in the United States. Call and select either the button choice on your touch-tone telephone for customer service or ask to be connected to a customer service representative. Talk to the agent and show them that you want your very close account.
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If you have problems with this method, or rather in the vicinity of your account by post, you can send a letter and complete your payment subject to the following address (please check your recent changes --- Discover Card account, for the most up-to current address):
Discover Financial Services
P.O. Box 30 943
Salt Lake City, UT 84130-0943
You can use the following as the basis for your own writing:
(Date)
Dear discover:
What Account Number (xxxx-xxxx-xxxx-xxxx)
Please cancel my service, and close the above account immediately. I have a check for the balance of ($ amount enclosed). No additional fees or charges will be honored in the following.
Yours sincerely,
(Signature Name)
(Address)
You can also find more letters to form tailor-made for your own use later in resources.
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Destroy your card and be disposed of safely.


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