We are Debt free! Its sounds very interesting in this financial situation.

We're Debt free! everyone want to say this but it is not easy to say for those who are suffering from debt problems. But now there are huge number of financial companies available those who are providing debt free service. Actually they will consolidate your debts with some percent of charges.

Now the question is "Will it really helpful for us?" & "How long it will take?" So, in this case I feel we need to know the information from the experience person those who really got some help from them.

Actually we always used to get suggestions & advice to get out of debt problems but we didn't get the to know the real scenario from a experienced person. But today suddenly I got one video from "you tube" while searching the information for my new blog post.

So, just have a look in this video it is really interesting. Thanks "you tube" for this informative video.

So, How was the video? Will it helpful for you guys? Please share your feedback & suggestions. And another thing if you have any this type of experiences please feel free to explore yourself. Have a nice weekend ahead.

Bankruptcy Vs Debt settlemen

If you want to lead a debt free life then you have to choose bankruptcy or either debt settlement. But here one question may arise when debt settlement is the best way? & when Bankruptcy is the best way? So, here is the answer below....

The very simple logic is if your debt is unsecured then just go for debt settlement this will be good for you. Because debt settlement company will try to get more discounts from your creditors. But if your debts are secured then it will not a good options for you. Because then all your payable amounts are fixed.

On the other hand through bankruptcy you will overcome your debt problems but it will hamper your credit score. And it will be complicated to get any further debts in future. So, In primary stage debt settlement is good for you & keep bankruptcy as your last option.